Bolen | Dodson & Associates is a registered investment advisor and provides comprehensive advisory, financial planning, and investment management services.

We will talk to you and get to know what is on your mind relative to your financial and life concerns, including, but not limited to: your personal goals and objectives, time horizon(s), tolerance for risk, investments, taxes, insurance, and retirement and estate planning. Then, if appropriate we provide objective advice, financial planning and/or  investment management services.

Most of our clients are individuals, but we also work with pension plans, businesses, charities, and trusts and estates. We engage in fundamental and technical security analysis. Our main sources of information are research materials prepared by others, corporate rating services, industry periodicals, annual reports, SEC filings and company press releases. Our investment strategy is investing for the long term, but occasionally, on a client-specific basis, we will invest for the short term.

We do not earn sales commissions by selling securities or insurance products. We do not compensate anyone, either directly or indirectly for client referrals. We do not have a minimum size for client accounts, but we only work with people that will articulate their goals and will work with us to achieve them.

We provide you with the benefit of our on-going study of economic conditions, securities markets and sectors, individual company, and other macro and micro issues. On the basis of these studies and your own specific situation, we will work with you to establish and manage the appropriate allocation of your assets, including the specific allocation of money market funds, stocks and bonds, municipal and government securities, mutual funds, unit investment trusts, exchange-traded funds, options, real estate and other appropriate investments.

As a financial planner, we develop written financial plans and provide advisory consultations. Exact fees depend on the complexity of your financial situation and you can terminate our services at any time. We will also manage your accounts for a percentage of the assets under our management. The annual fee ranges from 0.5% to 2.0%, depending on the size and complexity of your account. The fee is paid quarterly, in advance, at the end of each quarter. If you wish to terminate our association you may do so at any time and will be charged on a pro-rated basis.

We prefer to have our fee withdrawn directly from the client account(s), but this will be permitted only when authorized by the client in writing. Bolen | Dodson & Associates will send the fee statement to both the client and custodian. The statement will show the amount of the fee, how it was calculated, and the value of the assets on which the fee is based.

At the start of our relationship, you will establish and maintain, in your name, accounts into which you will deposit or transfer funds and/or securities, which are referred to as "managed assets". We manage accounts on a discretionary basis, but we limit our discretionary authority to placing buy and sell transactions. Your account(s) will be held solely in your name and will require your authorization for withdrawal.

Investment guidelines will be established by mutual agreement in writing at the start of the client/manager relationship. Discretionary transactions (managed assets) are limited to stocks and bonds, exchange-traded funds, mutual funds, government securities and when appropriate, options. You may at any time increase or decrease your managed assets.

Our preferred custodian is Fidelity Investments, but you are welcome to select any custodian you wish for implementation of our services. We selected Fidelity based on their advisory platform, transaction costs, skills, reputation, and dependability and not based upon any financial agreement between them and us.